Banks and Credit Unions
Emotional Intelligence: The Cornerstone of Leadership Success
During this time when people are stressed out, angry, and maybe even sick, we need leaders who have high Emotional Intelligence or EQ. Simply put, your ability to demonstrate EQ during times of rapid change and uncertainty will define your leadership legacy.Areas CoveredHow leaders with high EQ establish psychological safety zones that enhance innovation, engagement, and performanceSpecific ways to leverage..
Fraud Incident Response Planning Essentials
This webinar explores techniques used by Auditors, Accountants, Compliance Officers, HR and Fraud Examiners in the development of a fraud-resistant environment.Areas CoveredThe webinar is designed to provide the participants with a sound understanding of:Identification of High-fraud Environments- Invitation to theft- High-risk environments- Low-risk environments- Red flags and other indicatorsManagement and..
Key US AML Regulation Changes for 2024: Important for Compliance Staff
These changes will keep us busy and require us to make applicable updates to our internal documents, systems, policies and procedures, and reference materials. And don't forget about any special projects that may occur as well throughout the year.It’s important to understand these changes, but we must also understand the implications for our financial institutions, particularly for individual staff members...
Lease Capitalization - How Lease Capitalization Impacts Borrower Leverage, Liquidity, Profitability, and Repayment Ability
Generally accepted accounting principles (GAAP) do not change often, but when they do, we need to understand how changes in GAAP effects borrowers’ and clients’ ability to repay. GAAP now requires that companies capitalize their leases, and that may worsen their leverage, reduce their liquidity, lower their profitability, and reduce their ability to repay.This webinar will explain why lease capitaliza..
Mastering the Art of Making Sound Credit Choices
Are you a credit manager, credit analyst, or collection specialist looking to sharpen your skills and make more informed credit decisions? Join our exclusive webinar, "Mastering the Art of Credit Decisions: A Roadmap to Success," and take your credit analysis expertise to the next level.In this dynamic and informative session, we will guide you through the entire credit decision-making process, equipping yo..
New NACHA Operating Rules Changes for 2026
Each participant in the ACH Network is required to follow the NACHA, Operating Rules and be compliant, even when it pertains to Risk. Effective March 20, 2026 – Phase 1 for Risk Management (part of a larger package) to help reduce the incidence of successful fraud attempts and improve recovery of funds:Fraud Monitoring by Originators, Third-Party Service Providers/Third Party Senders and ODFIs, ..
New NACHA Operating Rules Changes in 2024 PLUS insight into 2026 Changes
Each participant in the ACH Network is required to follow the NACHA Operating Rules and be compliant. Minor topics changes included within these updated Rules:General Rule for WEB EntriesDefinitions of OriginatorOriginator Action on Notification of ChangeData Security RequirementsUse of Prenotification EntriesClarification of Terminology – Subsequent EntriesThese minor changes will become effective Ju..
Payments Fraud: Detect and Prevent Check, ACH and P-Card
This webinar will focus on how all this means that organizations must stay informed about new and existing payment schemes on an ongoing basis. The risk of failing to do so is loss of massive amounts of customer credit card data, exposure to new forms of check fraud, and costly new techniques for having your ACH and wire transfer account(s) hijacked by sophisticated cyber-criminals as well as your..
Preparing for Successful Pre-IND FDA Meeting
FDA and regulatory guidelines allow for formal meetings between the FDA and sponsors or applicants to discuss the development and review of an investigational new drug (IND) application for drugs or biologic products. This meeting, known as a pre-IND meeting, is intended to address specific questions related to the initial US clinical study (also known as a first-in-human [FIH] study for new drugs and biolo..
Regulatory Compliance on Deposits
During this session, we will explore consumer compliance regulations for deposits in our current regulatory climate and the impact they have on institutions and clients. Specifically, we will go over the following regulations:Regulation D: Reserve RequirementsRegulation DD: Truth in Savings ActRegulation CC: Funds Availability ActRegulation E: Electronic Funds Transfer ActAreas CoveredNecessary plan updates..
Stop Payments vs. Unauthorized Entries - Compliance with the Nacha Operating Rules
As an operations or front-line person, each day you struggle with the question – “When do I use a Stop Pay form and when do I need a Written Statement of Unauthorized Debit (WSUD)?” In the back room, processing these types of ACH transactions brings up the questions - “what is the Return Reason code, What is the timeframe to do a specific type of Return, and what documents do I need before processing this E..
Why EBITDA Doesn’t Spell Cash Flow But What Does
EBITDA (Earnings before Interest, Taxes, Depreciation, and Amortization) is a popular measure of cash flow, but it is not accurate, and bankers and investors who rely on it as a reliable indicator of repayment ability will be deeply disappointed.This session will explain why EBITDA does not measure cash flow and what more accurate measures are available.Learning ObjectivesLearn how to calculate EBITDA..
Writing Effective Audit Observations
This webinar will provide the basic principles for writing effective audit observations. The audit observations represent the end result of weeks of reviews, analyses, interviews, and discussions. It is used to provide important information to management on the area you reviewed. And, more importantly, it provides details to management on significant issues that need to be addressed. How well you communicat..
AA Requirements for Banks
This webinar will cover the affirmative action compliance obligations that impact banks, including compliance obligations under Executive Order 11246 (affirmative action for women and minorities), Section 503 of the Rehabilitation Act of 1973 (affirmative action for individuals with disabilities), VEVRAA (affirmative action for protected veterans), and Executive Order 13672 (prohibiting discrimination on th..
Accounting for Income Taxes in Financial Statements
In light of recent legislation changing the Internal Revenue Code, many accountants are realizing they are not quite "up to speed" on the accounting for income taxes, particularly the handling of deferred tax assets and deferred tax liabilities. This webinar addresses most issues specifically covered in FASB Statement No. 109 (ASC 740.10) dealing with current and deferred income taxes. It puts the foc..