Problem Asset Management: Principles And Practices
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Speaker : DEV STRISCHEK
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When : Tuesday, October 07, 2025
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Time : 01 : 00 PM EST
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A frequent speaker, instructor, advisor and writer on credit risk and commercial banking topics and issues, Dev is principal of Devon Risk Advisory Group and engages in consulting, speaking and training on a wide range of risk, credit, and lending topics. As former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust's wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking and private wealth management. He also spent three years as managing director and credit approver in SunTrust's Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank's Palm Beach market. Besides stints at other banks in Florida, Missouri, and Ohio, Dev's experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in the ABA’s Stonier Graduate School of Banking and the American Bankers Association's (ABA) Commercial Lending. He has also taught at the Florida RMA (Risk Management Association) Chapter Commercial Lending School, the Southwest Graduate School of Banking in Texas, and the Wisconsin School of Banking. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA) and the AICPA.
Dev has written about credit risk management, financial analysis and related subjects for the ABA's Commercial Insights, the Risk Management Association's RMA Journal, and other business professional journals. He is the author of Analyzing Construction Contractors and its related RMA workshop. A past national chair of RMA and former Florida Chapter president, Dev served as a member of the RMA Journal's advisory board and he has consulted on credit risk issues with banks in Morocco, Egypt, and Angola through the US State Department's Financial Service Volunteer Corps (FSVC). He represented the banking industry on the Private Company Council (PCC) of the Financial Accounting Standards Board where the PCC reviews proposed and existing generally accepted accounting principles and recommends changes to GAAP that accommodate the needs of privately held companies.
Key Learning Objectives of this Topic
- how to identify potential problem loans
- how to evaluate causes of problem loans
- how to mitigate problem loan causes to mitigate further increases in losses
- how to select the most appropriate approach to resolving a problem loan
Areas Covered
- preventive maintenance—red flags of problem loans, portfolio signals, e.g., declining communication from borrower, slowdown in financial information, deterioration in risk ratings, covenant breaches, overdrafts, delinquency
- problem asset policy—when to transfer problem loans to problem asset management, e.g., criticized and classified assets, non-accrual, charge-off, OREO asset management
- problem asset management—process of default, judgment, foreclosure, possession, OREO; reporting, disposal; negotiation issues and tips
Who Should Attend
Loan workout officers, loan review staff, credit analysts, commercial lenders and bankers, commercial real estate lenders, and bankers, credit department managers, credit risk managers, credit approval officers, bank auditors, bank regulatory examiners, loan documentation staff, loan operations staff
Why Should You Attend
Delinquencies and losses rise as the business cycle rolls through periods of higher interest rates and higher operating expenses. The pairing of inflation and possible recession will cut into borrower cash flows as tightening loan requirements reduces credit availability. Finding and resolving a problem loan in its early stages is much easier now than later. This session will help you diagnose and cure now.
Topic Background
If you make loans, you will encounter problem loans. No lender intends to make a problem loan, but lending institutions must anticipate having some level of problem loans and loan losses. Problem Loans are simply a by-product of the business of lending, while there are different strategies for managing and resolving problem loans, the underlying problem is the same – a lack of cash flow to pay their creditors and operating costs.
Resolving problems can be expensive and difficult, and managing problem loans properly is a complex, time-consuming task, frequently requiring specialized knowledge and expertise in credit analysis, loan underwriting, bankruptcy law, and negotiating skills. The overriding objective in managing problem loans is to improve the lender’s position enough to get repaid in full.
This session provides an overview for those wanting to know the basics of sound problem asset management.
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$160.00
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