Speaker Profile
DEV STRISCHEK
A frequent speaker, instructor, advisor, and writer on credit risk and commercial banking topics and issues, Dev Strischek is principal of Devon Risk Advisory Group and engages in consulting, speaking, and training on a wide range of risk, credit, and lending topics. As a former SVP and senior credit policy officer at SunTrust Bank, Atlanta, he was responsible for developing, implementing, and administering credit policies for SunTrust’s wholesale lines of business--commercial, commercial real estate, corporate investment banking, capital markets, business banking, and private wealth management. He also spent three years as managing director and credit approver in SunTrust’s Florida commercial lending and corporate investment banking areas, respectively. Prior to SunTrust, Dev was chief credit officer for Barnett Bank’s Palm Beach market. Besides stints at other banks in Florida, Kansas City, and Ohio, Dev’s experiences outside of banking include CFO of a Honolulu construction company, combat engineer officer in the U.S. Army, and college economics instructor in Hawaii, Missouri, and Florida. A graduate of Ohio State University and the ABA Stonier Graduate School of Banking, he earned his M.B.A. from the University of Hawaii.
Dev serves as an instructor in RMA’s Florida Commercial Lending School, the Stonier Graduate School of Banking, and as both an instructor and as a member of the American Bankers Association's (ABA) Commercial Lending and Graduate Banking School advisory board. His school, conference, and workshop audiences have included participants drawn from the ABA, RMA, OCC, Federal Reserve, FDIC, FFIEC, SBA, the Institute of Management Accountants (IMA), and the AICPA.
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Dev Strischek
April 09 2025
01 : 00 PM EST
60 Minutes
Construction Lending and Real Credit Administration: Evaluating, Underwriting, and Monitoring Construction Loans
This webinar addresses how to mitigate the higher risk, and it offers advice and guidance on how to extend construction loans safely and profitably:Construction lending policy—defining a construction loan, outlining necessary information and documentation needed to evaluate construction loan, and monitoring loan performance.Appropriate underwriting and structuring—LTV, LTC, minimum equity, bonding, etc.Role..
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Dev Strischek
June 11 2025
01 : 00 PM EST
60 Minutes
How to Use Financial Ratios in Credit Analysis
Ratio analysis helps lenders and analysts determine a borrower’s operating performance (profitability and productivity) and financial condition (liquidity, leverage, solvency) by rendering the financial statements into ratios. This webinar focuses on well-known and reliable ratios to assist in identifying financial trends and evaluating analytical strengths and weaknesses of borrowers.Areas CoveredFin..
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Dev Strischek
July 08 2025
01 : 00 PM EST
60 Minutes
Contract Status Report—Key to Evaluating Construction Contractors
The Contract Status Report serves as a powerful tool for ensuring transparency, accountability, and effective communication throughout a construction project:Decision-Making: Project managers and stakeholders can make well-informed decisions based on real-time data about the project's contractual aspects, including cash flow available to service debt.Early Issue Detection: By highlighting potential risks an..
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Dev Strischek
September 18 2025
01 : 00 PM EST
90 Minutes
Evaluating, Underwriting, and Lending to Construction Contractors
This webinar will describe,Volatility of construction risk in economic cyclesSupply chain risk for contractorsPayment process for contractors and subcontractorsContractor status report and key elements in contractor accounting and financial statementsProgress billings, retention, and collateral valueRole of sureties in providing bonds to contractors—lien prioritiesEvaluating contractor downside cash flow, c..
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Dev Strischek
October 07 2025
01 : 00 PM EST
90 Minutes
Problem Asset Management: Principles And Practices
Key Learning Objectives of this Topichow to identify potential problem loanshow to evaluate causes of problem loanshow to mitigate problem loan causes to mitigate further increases in losseshow to select the most appropriate approach to resolving a problem loanAreas Coveredpreventive maintenance—red flags of problem loans, portfolio signals, e.g., declining communication from borrower, slowdown in financial..
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Dev Strischek
November 11 2025
01 : 00 PM EST
60 Minutes
14 Credit Discipline Tools for Diagnosing, Improving, and Maintaining Your Organization’s Credit Culture
Successful credit risk management relies on a strong credit culture to support and execute strategies and policies. In turn, the culture relies on some basic tools to maintain its strength. These 14 tools offer an expedient way to test the quality of credit risk management but also serve as techniques for remediating and improving credit culture and credit risk management.Learning ObjectivesDefine and ..
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Dev Strischek
January 15 2026
01 : 00 PM EST
60 Minutes
How to Evaluate a Borrower’s Industry and Management
Learn how industry factors influence borrower’s ability to repay from cash flow, collateral and guaranteesSupply and demand Relative costs of capital and labor inputsInvestment expectations - Analyze industry structure, competitiveness, and the company’s resources and capabilities to operate in its industryFinancial characteristics of manufacturers, wholesalers, and retailersPorter’s 5 Forces to d..
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Dev Strischek
February 17 2026
01 : 00 PM EST
60 Minutes
Mend the Errors of Your Ways—Top 10 Mistakes that Business Lenders Make
We will examine the biggest errors as we assemble these big 10 elements of a deal and how to resolve or mitigate them:Borrower—do you have enough information to identify the borrower, assess the borrower’s financial condition and performance, check credit track record, evaluate borrower’s industry and economic outlook, assess credit risk?Purpose—is what the borrower wants to do with the loan legal, et..
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Dev Strischek
Recorded Webinar
60 Minutes
Lease Capitalization - How Lease Capitalization Impacts Borrower Leverage, Liquidity, Profitability, and Repayment Ability
Generally accepted accounting principles (GAAP) do not change often, but when they do, we need to understand how changes in GAAP effects borrowers’ and clients’ ability to repay. GAAP now requires that companies capitalize their leases, and that may worsen their leverage, reduce their liquidity, lower their profitability, and reduce their ability to repay.This webinar will explain why lease capitaliza..
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Dev Strischek
Recorded Webinar
60 Minutes
Sharpen Your Critical Thinking for Better Business Decisions and Solutions
This webinar describes Define critical thinking - Logical deduction - Scientific method - Prioritization of important and urgent items over unimportant and less urgent items - Pareto’s Law Explain goals and benefits of critical thinking - Ability to identify, evaluate, implement, and monitor quickest, most accurate, cheapest solutionDescribe critical thinking skills- Analysis- Commu..
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Dev Strischek
Recorded Webinar
60 Minutes
Sharpen Your Critical Thinking for Better Decisions and Solutions
Define critical thinking - Logical deduction - Scientific method - Prioritization of important and urgent items over unimportant and less urgent items - Pareto’s Law Explain the goals and benefits of critical thinking - Ability to identify, evaluate, implement, and monitor quickest, most accurate, cheapest solutionDescribe critical thinking skills- Analysis- Communication- Creativit..
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Dev Strischek
Recorded Webinar
60 Minutes
Why EBITDA Doesn’t Spell Cash Flow But What Does
EBITDA (Earnings before Interest, Taxes, Depreciation, and Amortization) is a popular measure of cash flow, but it is not accurate, and bankers and investors who rely on it as a reliable indicator of repayment ability will be deeply disappointed.This session will explain why EBITDA does not measure cash flow and what more accurate measures are available.Learning ObjectivesLearn how to calculate EBITDA..
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Dev Strischek
Recorded Webinar
60 Minutes
Writing Effective Emails
Get Practical Tips to Write Purposeful, reader-focused Emails, and Respond to Them Effectively. Have you ever received those emails with endless and useless lists of recipients? Did you ever have to struggle to go through overlong, cryptic prose with the twisted logic of an email, only to realize later that the message sent to you doesn’t concern you or your business? Did you have to suffer one of those biz..
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Accounting on the Move: What Recent Changes in US GAAP Accounting Mean for Borrowers and Lenders
Much of the change in GAAP in recent years is the result of collaboration between the Financial Accounting Standards Board (FASB) and the International Accounting Standards Board (IASB) to bring the US and international accounting principles closer together. At some point, both groups decided they were as close as they would be likely to get on several key concepts—revenue recognition, lease capitalization,..
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Asset Based Lending: Policy and Underwriting Guidance for Borrowing Base Lending on Receivables and Inventory
Asset-based lending (often referred to as “ABL”) is a form of commercial lending designed to finance safely the working capital needs of a borrower whose cash flow may not support debt repayment. Like other commercial loans, cash flow is the primary repayment source for an asset-based loan but with a stronger reliance on the company's assets as collateral and firmer control over the receipts of the collater..