Active Professional Experience: President/CEO/Founder, Lawrence Advisory Services, Des Moines, Iowa Owner and Co-Founder Platinum Risk Advisors, an outsourced CECL solution provider. Des Moines, Iowa Former senior partner/owner in two of the country’s largest CPA and consulting firms; RSM USA and CliftonLarsonAllen 30+ Years’ experience serving banks and credit unions, including: Forming 30 de novo (start-up) banks and credit unions Serving as the lead in over 45 merger and acquisition transactions Providing loan review services to over 125 different financial institutions evaluating the risk of both individual loans and the loan portfolios as a whole. In conjunction with these engagements also advised or authored the clients on their lending policies and procedures and risk management functions Served as a consultant to the FDIC both during the “S&L Crisis” of the late 80’s early 90’s and the most recent economic crisis of 2009 through 2012 Served as a consultant to the Federal Finance Housing Agency that serves as the supervisory party for the Federal Home Loan Bank system, Freddie Mac, and Freddie Mae during the recent economic crisis Provided expert witness testimony in various legal liability and criminal cases involving banking related matters Well, known speaker on banking related matters on both the state and national level The original founder of a start-up bank that was later sold A former member of the Board of Director of two community banks